What If Chart

Savings growth calculator with compound interest chart and scenario comparison.

At age 45, you could have

$104.2K

with Moderate (7%)

Configure your scenario

$200
$0
20 years
25 years old

Growth Over 20 Years

💸
$48.0K
Total contributed
📈
$56.2K
Earned from growth (7%)
10.3 years
Rule of 72 — doubles in
💡 What If you started 5 years earlier? With $200/month at 7% for 25 years → $162.0K

About What If Chart

See how much your savings grow over time with compound interest. Compare conservative, moderate, and aggressive return scenarios with interactive sliders.

How to Use

  1. 1Set monthly savings, initial amount, years, and return rate.
  2. 2Compare three scenarios on the chart.
  3. 3See the "What if you started earlier?" insight at the bottom.

Frequently Asked Questions

How is the compound interest calculated?
Uses the standard FV formula: FV = PV(1+r)^n + PMT*((1+r)^n - 1)/r, calculated monthly.